Captive insurance agents are limited to selling policies for only one insurance company. If your rates increase with that company, it can be challenging to find better pricing options through these agents.
You're left with either sticking with the higher rate or finding another agency. This can be especially difficult for recreational vehicle, business, and commercial customers who often struggle to find competitive rates or coverage options through their captive agents.
Independent insurance agents have the flexibility to work with multiple insurance providers and offer policies from various companies. This makes insuring your home, automobiles, recreational vehicles, business, or other valuables much easier and more affordable.
Independent agencies like Northshire Insurance can handle any policy size or uniqueness, providing the best-personalized coverages for everything you value.